High Mathematics for Data and Financial Literacy

Segment 1

• Solve real-world problems involving money and business by applying operations of fractions, percentages, and decimals.
• Solve money and business real-world problems by applying ratios and proportional relationships.
• Solve, graph, and interpret real-world problems involving money and business that can be modeled with linear functions.
• Evaluate numerical expressions and generate equivalent algebraic expressions by applying the Laws of Exponents and their properties.
• Solve, graph, and interpret real-world problems that can be modeled with quadratic functions. (Honors)
• Interpret data distributions represented in various ways.
• Fit a linear function to bivariate data.
• Interpret joint, marginal, and conditional frequencies.
• Solve real-world problems involving weighted averages.
• Evaluate data by interpreting graphs and tables.
• Solve real-world problems using quadratic and exponential models. (Honors)
• Calculate net worth for an individual and a business.
• Solve real-world problems involving profit, cost, and revenue.
• Develop a budget for an individual or a business.
• Solve and graph mathematical and real-world problems, including federal income tax, that are modeled with piecewise functions.

Segment 2

• Solve real-world problems using arithmetic sequences and simple interest.
• Solve real-world problems using geometric sequences and compound interest.
• Solve real-world problems involving continuously compounded interest.
• Compare simple, compound and continuously compounded interest over time.
• Evaluate and generate equivalent numerical and algebraic expressions using the properties of logarithms or exponents. (Honors)
• Calculate the finance charges and total amount due on a bill.
• Calculate the total cost of consumer durables over time given different monthly payments, down payments, financing options, and fees.
• Compare the advantages and disadvantages of different types of student loans and different repayment plans.
• Analyze credit scores qualitatively .
• Calculate fees and total cost of different types of mortgage loans.
• Simulate the purchase of a stock portfolio with different types of stock.
• Compare the advantages and disadvantages of various retirement savings plans.
• Determine an effective retirement savings plan to meet personal and business financial goals.
• Calculate and compare various options, deductibles, and fees for various types of insurance policies.
• Solve real-world problems involving present value and future value of money.

Besides engaging students in challenging curriculum, the course guides students to reflect on their learning and evaluate their progress through a variety of assessments. Assessments can be in the form of practice lessons, multiple-choice questions, writing assignments, projects, research papers, oral assessments, and discussions. This course will use the state-approved grading scale. Each course contains a mandatory final exam or culminating project that will be weighted at 20% of the student’s overall grade.***

***Proctored exams can be requested by FLVS at any time and for any reason in an effort to ensure academic integrity. When taking the exam to assess a student’s integrity, the exam must be passed with at least a 59.5% in order to earn credit for the course.  

To achieve success, students are expected to submit work in each course weekly. Students can learn at their own pace; however, “any pace” still means that students must make progress in the course every week. To measure learning, students complete self-checks, practice lessons, multiple choice questions, projects, discussion-based assessments, and discussions. Students are expected to maintain regular contact with teachers; the minimum requirement is monthly. When teachers, students, and parents work together, students are successful.